The future of the digital euro is evolving, with key assurances coming directly from the European Central Bank (ECB). At a Frankfurt conference on Wednesday, Christine Lagarde, the President of the European Central Bank (ECB), reiterated the ECB’s commitment to privacy and financial stability within the Eurozone. Crucially, Lagarde gave her word regarding the core principle that the proposed Central Bank Digital Currency (CBDC) for the region, often dubbed the "digital euro," will not be used for commercial purposes.

Speaking on 28 de sept. de 2025, Lagarde emphasized that a digital euro would protect people from data collection for commercial purposes. According to the president, the digital Euro will not serve commercial purposes; the European bank would not sell the data of those who use the digital currency. This point is paramount in alleviating privacy concerns often associated with digital currencies.

29 de sept. de 2025 saw further clarification from Lagarde regarding the necessity for central banks to adapt to the changing financial landscape. With digital payments on the rise, central banks – as the sole issuers of public money – need to respond adequately to these new challenges. The digital euro represents the ECB\'s answer to these challenges, ensuring that public money remains relevant and accessible in the digital age.

Further emphasizing the digital euro\'s intended role, reports also from 28 de sept. de 2025 confirm the ECB\'s stance. Moreover, by amending current regulations and defining the CBDC as legal tender, merchants (with specified exceptions) will be required to accept digital euros in retail transactions. This move aims to facilitate wider adoption and ensure the digital euro\'s usability across the Eurozone, while maintaining the critical safeguard against commercial exploitation of user data.