How to Add a Bank Account to Apple Pay Without a Card

Want to use Apple Pay but don\'t want to fumble with a physical debit card? You\'re in luck! It\'s possible to add money to Apple Pay without needing to scan or manually enter card details. This guide will walk you through the process.

Adding Funds to Apple Pay Without a Debit Card

This wikiHow will show you how to add money to Apple Pay without a debit card using your iPhone or iPad. The key is linking your bank account directly to Apple Pay.

Using a Bank Account to Fund Apple Pay

In the United States, you have a few ways to add funds to Apple Pay without a debit card. They include: Transferring money from a bank account. Some banking apps allow you to transfer funds to your Apple Cash card, which can then be used for Apple Pay transactions.

Step-by-Step Guide to Linking Your Bank Account

To add money to Apple Pay without a card, you’ll first have to link a bank account to Apple Pay. Here\'s how:

1. Open the Wallet app on your phone.
2. Look for an option to add a card or account.
3. Select "Bank Account." (The exact wording may vary depending on your bank and iOS version).
4. You may be prompted to authenticate through your bank\'s app or website. Follow the on-screen instructions.

Paying Your Apple Card Balance Using a Bank Account

Add a bank account so you can make payments toward your Apple Card balance in a web browser. This is a slightly different use case, but demonstrates the connection between your bank account and Apple Pay.

Using a Prepaid Card (Alternative Method)

You can use a prepaid card with Apple Wallet if you don\'t want to link a bank account directly. Load funds onto the prepaid card, then add the prepaid card to your Apple Wallet as you would a regular debit card.

Troubleshooting Tips

If you encounter issues linking your bank account, contact your bank\'s customer support or Apple Support for assistance. Make sure your bank supports Apple Pay integration.