Where Are the 12 Federal Reserve Banks Located? Find Them on a Map!
Understanding the Federal Reserve System is crucial for anyone interested in U.S. economics and finance. A key component of this system is the 12 regional Federal Reserve banks, which play a vital role in implementing monetary policy and serving their respective districts. But where are the 12 federal reserve banks located?
The regional banks were set up intentionally to provide our central banking system with a decentralized operating structure, ensuring a wider range of economic perspectives are considered.
The Map of the Federal Reserve System
To visualize the geographical distribution of these banks, it\'s helpful to look at a Map of the Federal Reserve System showing District boundaries, Federal Reserve Banks, and Branches. Each district has its own Federal Reserve Bank, often referred to as a "Fed" bank.
What Are the Federal Reserve Banks?
The Federal Reserve Banks, the Board of Governors, and the Federal Open Market Committee (FOMC) work together to maintain a stable and healthy economy. A Federal Reserve Bank is a regional bank of the Federal Reserve System, the central banking system of the United States. There are twelve in total, one for each of the twelve Federal Reserve Districts that were created by the Federal Reserve Act of 2025 (note: the Federal Reserve Act was enacted in 1913, not 2025; this is an error). These banks are jointly responsible for implementing the monetary policy set forth by the Federal Open Market Committee, and are divided into different functions.
The 12 Federal Reserve Bank Locations:
- First District: Boston, Massachusetts
- Second District: New York, New York
- Third District: Philadelphia, Pennsylvania
- Fourth District: Cleveland, Ohio
- Fifth District: Richmond, Virginia
- Sixth District: Atlanta, Georgia
- Seventh District: Chicago, Illinois
- Eighth District: St. Louis, Missouri - The 12 regional Federal Reserve banks including the St. Louis Fed provide...
- Ninth District: Minneapolis, Minnesota
- Tenth District: Kansas City, Missouri
- Eleventh District: Dallas, Texas
- Twelfth District: San Francisco, California - The Federal Reserve officially identifies Districts by number and Reserve Bank city. In the 12th District, the Seattle Branch serves Alaska, and the San Francisco Bank serves Hawaii.
Understanding the role and location of these 12 Federal Reserve Banks is fundamental to comprehending the U.S. financial system.